Hospitality & Service Industry Resources

Main Street Lending Program

The Main Street Lending Program was established by the Federal Reserve System to support lending to small- and medium-sized businesses that were in sound financial condition before the onset of the COVID-19 pandemic. The loan terms are up to $25 million at 5%, over 4 years, with payments deferred for the first year. Businesses can apply through eligible lenders, which include U.S. banks, savings and loans and credit unions, U.S. branches or agencies of foreign banks and any U.S. subsidiary of a foreign bank. The Federal Reserve is currently working to create the infrastructure necessary to operationalize the Program. Businesses should stay in touch with their bank for details on when the program is likely to open and continue to check the Federal Reserve’s Main Street Lending Program webpage and program FAQs. 

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Professional Beauty Association - COVID Relief Fund

With generous support from our industry partners, the Professional Beauty Association (PBA) and PBA Charities have created a new fund to help our industry during this unprecedented crisis. The PBA COVID-19 Relief Fund will provide $500 to licensed beauty professionals who are unable to work due to COVID-19. The funding, if awarded to you, is intended to be emergency aid for short-term immediate needs such as food and bills.

Apply Here

The Restaurant Employee Relief Fund

The Restaurant Employee Relief Fund (“Fund”) was created to help restaurant industry employees experiencing extraordinary hardship in the wake of the coronavirus disease (COVID-19) outbreak. Through this Fund, grants will be made to restaurant industry employees who have been impacted by COVID-19, including a decrease in wages or loss of employment. Grants will be awarded as soon as possible to those individuals who meet the prescribed eligibility criteria, as reviewed and verified by the National Restaurant Association Educational Foundation (NRAEF). This Fund is operated by the NRAEF, whose mission is to attract, empower and advance today’s and tomorrow’s restaurant and foodservice workers.

Apply here

Another Round Another Rally

Hospitality workers are facing unprecedented hardships, but Another Round Another Rally is here to help. If you are a chef, server, bartender, dishwasher, sommelier, manager or someone who holds any other type of hospitality role, we’re here to lend a hand. They are offering $500 relief grants for hospitality workers who lost their jobs or had their hours slashed in the wake of the COVID-19 outbreak. They're also collecting donations from community members willing to help their hospitality-industry friends and neighbors stay afloat in this time of uncertainty. To apply for a grant or make a donation, use the "read more" link below.

Link to ARAR here

USBG National Charity Foundation

(Bartender and Service Industry Emergency Assistance Program) Advancing the lifelong stability and wellbeing of service industry professionals through education & charitable activities. Those industry workers affected by COVID-19 or those wishing to donate to this industry can visit their website.

Link to USBG here

Children of Restaurant Employees

CORE is dedicated to serving food and beverage service employees with children, who are faced with life-altering circumstances and in need of our help. As the world faces the biggest pandemic in our lifetime, we want to continue to honor our mission by providing support to food and beverage service employees, with children, who have been medically diagnosed with COVID-19. You may also be eligible if a family member is diagnosed. Documentation is required.

Link to CORE here

Southern Smoke

Southern Smoker’s Emergency Relief Fund provides nationwide financial assistance to food and beverage employees experiencing crisis from all touchpoints throughout the service industry “food chain” including farmers, delivery drivers, small business owners, and suppliers.

Link to Southern Smoke here

National Restaurant Association

The restaurant industry is home to more than 15 million trained and skilled employees in restaurants across the country serving the public every day. The restaurant industry is open and the tables at America’s 1+ million restaurant and foodservice locations are always a great place to gather with friends and family. To ensure that restaurants have the latest information about coronavirus, we created this industry-specific guidance for owners and operators. The industry works day in and day out at food safety. You can find out more about ongoing ServSafe training and certification programs here.

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Thank You To Our Partners

Kerrville Area Chamber of Commerce

City Of Kerrville

Kerrville Convention and Visitors Bureau

Kerr Economic Development Corporation